:root{--navy:#0b2230;--navy2:#12394a;--teal:#087f7b;--orange:#f36a2f;--cream:#f6f3ed;--ink:#17242d;--muted:#687780;--white:#fff;--line:#dfe5e8;--soft:#eef6f5;--shadow:0 18px 50px rgba(11,34,48,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"Segoe UI",Tahoma,Arial,sans-serif;color:var(--ink);background:var(--cream);line-height:1.75}a{color:var(--teal);text-decoration-thickness:1px;text-underline-offset:3px}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.topbar{background:var(--navy);color:#d6e2e7;font-size:13px}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;padding:8px 0}.site-head{background:rgba(255,255,255,.98);position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.head-row{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:28px}.brand{display:flex;align-items:center;gap:13px;text-decoration:none;color:var(--ink);min-width:230px}.mark{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--orange),#ff9a57);color:#fff;font-size:22px;font-weight:900;box-shadow:0 8px 18px rgba(243,106,47,.24)}.brand strong{display:block;font-size:20px;line-height:1.1;letter-spacing:.01em}.brand small{display:block;margin-top:5px;color:var(--muted);font-size:12px}.main-nav{display:flex;align-items:center;gap:25px}.main-nav a{font-size:14px;color:var(--ink);text-decoration:none;font-weight:700;white-space:nowrap}.main-nav a:hover{color:var(--teal)}.main-nav .cta{background:var(--orange);color:#fff;padding:11px 17px;border-radius:8px;box-shadow:0 8px 18px rgba(243,106,47,.18)}.hero{position:relative;background:linear-gradient(120deg,var(--navy) 0%,var(--navy2) 66%,#0e6e72 100%);color:#fff;padding:68px 0 62px;overflow:hidden}.hero:after{content:"";position:absolute;width:420px;height:420px;border:85px solid rgba(255,255,255,.04);border-radius:50%;right:-120px;top:-145px}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(280px,.55fr);gap:56px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:#ffd4bd;text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:800}.eyebrow:before{content:"";width:28px;height:2px;background:var(--orange)}.hero h1{font-size:clamp(42px,4.5vw,64px);line-height:1.06;margin:17px 0 20px;max-width:820px;letter-spacing:-.025em}.hero p{font-size:18px;line-height:1.7;color:#d8e7ea;max-width:760px;margin:0}.hero-panel{background:rgba(255,255,255,.095);border:1px solid rgba(255,255,255,.17);padding:28px;border-radius:16px;box-shadow:0 20px 50px rgba(0,0,0,.12)}.hero-panel strong{font-size:29px;display:block}.hero-panel span{display:block;color:#d8e7ea;border-top:1px solid rgba(255,255,255,.16);padding-top:14px;margin-top:13px}.main-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:32px;padding:54px 0}.article{background:var(--white);padding:clamp(28px,4.5vw,54px);border-radius:16px;box-shadow:var(--shadow)}.breadcrumb{font-size:13px;margin-bottom:24px;color:var(--muted)}.article .lead{font-size:19px;color:#344953;border-left:4px solid var(--orange);padding:5px 0 5px 20px}.article h2{font-size:30px;line-height:1.25;margin:44px 0 14px;color:var(--navy)}.article h3{font-size:22px}.article p{margin:0 0 19px}.article a{font-weight:700}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:30px 0}.stat-grid div{background:var(--soft);border:1px solid #d8ebe8;padding:20px;border-radius:12px}.stat-grid strong{font-size:25px;color:var(--teal);display:block}.stat-grid span{font-size:13px;color:var(--muted)}.callout{background:#fff5ed;border:1px solid #ffd7c2;border-left:4px solid var(--orange);padding:22px;margin:28px 0;border-radius:10px}.side{position:sticky;top:103px;align-self:start}.side-box{background:var(--navy);color:#fff;padding:26px;border-radius:14px;margin-bottom:22px;box-shadow:var(--shadow)}.side-box h3{margin:0 0 16px}.side-box a{color:#bceee9;display:block;margin:0;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.10);line-height:1.45}.side-box a:last-child{border-bottom:0}.product-box{background:linear-gradient(145deg,var(--orange),#ff8c49);color:#fff;padding:28px;border-radius:14px;box-shadow:var(--shadow)}.product-box p{margin-bottom:15px}.product-box a{display:inline-block;background:#fff;color:var(--navy);padding:11px 15px;border-radius:8px;text-decoration:none;font-weight:800}.topics{padding:0 0 65px}.topics h2{font-size:34px;color:var(--navy)}.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.topic-card{background:#fff;padding:24px;border-radius:14px;text-decoration:none;color:var(--ink);min-height:190px;display:flex;flex-direction:column;box-shadow:0 10px 28px rgba(11,34,48,.07);border:1px solid #edf0f2;transition:.2s}.topic-card:hover{transform:translateY(-5px);box-shadow:0 16px 36px rgba(11,34,48,.11)}.topic-card span{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--orange);font-weight:800}.topic-card strong{font-size:18px;line-height:1.42;margin:16px 0}.topic-card em{font-style:normal;color:var(--teal);margin-top:auto;font-weight:700}.foot{background:var(--navy);color:#cbd8dd;padding:34px 0}.foot a{color:#fff}@media(max-width:980px){.main-nav a:not(.cta){display:none}.hero-grid,.main-grid{grid-template-columns:1fr}.hero-panel{display:none}.side{position:static}.topic-grid{grid-template-columns:1fr 1fr}.stat-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.wrap{width:min(100% - 24px,1160px)}.topbar .wrap{display:block}.topbar .wrap span:last-child{display:none}.head-row{min-height:70px}.brand{min-width:0}.brand strong{font-size:18px}.brand small{display:none}.main-nav .cta{padding:9px 12px;font-size:13px}.hero{padding:48px 0}.hero h1{font-size:38px}.article{padding:24px;border-radius:12px}.article h2{font-size:26px}.topic-grid,.stat-grid{grid-template-columns:1fr}}